Foreign National Loans

Want to buy a home in the United States, but you're not a U.S. Citizen?

As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.

More information about our commercial loan offerings can be found by contacting us via email or by telephone at 305-896-4326 . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.

Home Loans

Here are some key details:

Our Foreign National Loan program offers competitive interest rates.

You can borrow up to $750,000 per property (minimum amount borrowed is $100,000).

Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).

Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).

You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.

Debt-to-income ratios are 50% ("Assets for income" option).

No pre-payment penalties.

We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).

This program is eligible for multiple property types including: single-family homes, condos and townhouses.

All Loans are manually underwritten.

The Foreign National Loan Program is available to Self-employed foreign national borrowers as well.

Some seller concessions are allowed (Max 6% up to 65% LTV)

Escrows: Taxes and insurance escrows are required

Looking for a Foreign National Loan

The Right Lending

Rooted in Wisdom. Driven by Purpose.

Boutique mortgage lending. Residential in Florida and Texas. Commercial nationwide in all 50 states. NMLS #000000.

© 2026 The Right Lending LLC  ·  NMLS #000000  ·  Equal Housing Lender
Residential mortgage lending licensed in Florida and Texas. Commercial lending available in all 50 states.
This is not a commitment to lend. All loans subject to credit approval. [email protected]