USDA Loans

As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.

More information about our commercial loan offerings can be found by contacting us via email or by telephone at 305-896-4326 . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.

Key Benefits of USDA Loans:

100% Financing: Buy a home with no down payment, and in some cases, finance closing costs.

Flexible Uses: Can be used for new homes, foreclosures, refinancing, and even home repairs or additions.

No Prepayment Penalty: Pay off the loan early without extra fees.

Low Fixed Rates: Enjoy predictable, affordable mortgage payments.

Easier Qualification: With the USDA backing the loan, lenders face less risk, making approval easier.

Common Misconceptions

Not Just for Farmers: USDA Loans are available to anyone in qualifying rural or suburban areas, not just farmers.

Better than FHA or Conventional Loans: USDA Loans often have better terms, including lower rates and no down payment.

Available in Many Areas: Homes in many suburban areas near major cities can qualify as rural under USDA guidelines.

Easy to Qualify: USDA Loans can be easier to obtain due to government backing, similar to FHA loans.

Eligibility Requirements

USDA Loans are available to those who meet specific credit, income, and location guidelines.

The property must be located in a USDA-designated area, typically outside major metropolitan regions

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For more information or to see if you qualify, contact us today or fill out our online application.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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Boutique mortgage lending. Residential in Florida and Texas. Commercial nationwide in all 50 states. NMLS #000000.

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Residential mortgage lending licensed in Florida and Texas. Commercial lending available in all 50 states.
This is not a commitment to lend. All loans subject to credit approval. [email protected]