We Can Help You Get a Commercial Loan
From buying your first home to refinancing existing loans, The Right Lending offers flexible solutions designed to fit your goals.
As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.
More information about our commercial loan offerings can be found by contacting us via email or by telephone at 305-896-4326 . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.
Commercial Loans
Whether you’re expanding your property portfolio or looking to finance new opportunities, our investment loans give you the support you need.
With expert advice and straightforward terms, we’ll help you maximize returns while managing risk responsibly.
Keep control of
ownership
Benefit from property
appreciation
Improve Cash Flow
Reduce Business Taxes
Refinancing
Restructure Your Loans for Greater Peace of Mind.
Refinancing with NorthTrust can help lower your monthly payments, reduce interest costs, or consolidate existing loans into one simple plan.
We’ll review your current situation and build a refinancing strategy that saves you money and reduces stress.
How do commercial loans work?
A commercial loan differs from a residential mortgage in that the collateral used to secure a commercial loan is a commercial building or business real estate instead of a residential property. What’s more is commercial mortgages are generally assumed by a business entity instead of an individual borrower. As a result of this, assessing and securing a commercial mortgage is somewhat more complicated than a residential mortgage. A complex process involving many factors plays into determining creditworthiness for a business.
At The Right Lending LLC it’s our privilege to guide you through this new and exciting process. Two of the most important aspects of a commercial mortgage to keep in mind are interest rate and loan repayment schedule.
Interest Rate
Most commercial loans offered today are fixed. This means you have the security of knowing that if interest rates were to increase you wouldn’t be stuck making higher monthly payments. Conversely some borrowers are opting for a variable interest rate to take advantage of lower initial payments. However, a loan of this nature runs the risk of having interest rates increase and thus increasing your monthly payment.
Loan Repayment Schedule
Unlike residential mortgage loans, most commercial loans require a balloon payment at some point during the loan term. This means that after a given amount of time making small monthly repayments, the borrower would be required to make a large final payment consisting of the remainder of the loan. Loan Repayment Schedules which call for a longer time to repay the loan typically have higher interest rates.
Please speak with one of our representatives today to take advantage of this terrific opportunity to grow your business. We’ll guide you every step of the way and customize a commercial mortgage solution specific for your business.
Fix and Flip /
Bridge Loans
Short-term
financing
Medium-term
financing
SBA Loan
Equipment Financing
Is a Commercial Loan Right for Me?
If you’re considering any of the following as a means to grow your business then a commercial mortgage might be right for you.
*Purchase of a building or space in which to do business
*Extending current work space
*Investing in commercial or residential properties
*Developing properties for commercial use
*Every borrower’s situation is a little different, so be sure to email or call one of our commercial loan specialists today. We look forward to offering you a personalized commercial mortgage solution tailored to fit your company's needs.
Invoice
FInancing
Asset Based
Lending
Unsecured Working Capital
Line of Credit
Commercial Real Estate
Qualifications for a Commercial Mortgage
Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.
Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.
Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.
For a more detailed and personalized assessment of commercial mortgage qualifications please email or call 305-896-4326 today and speak with one of our commercial loan specialists.
How Our Lending Process Works
We’ve made borrowing simple, transparent, and stress-free — so you can focus on what matters most.
Step 1
Apply Online
Fill out a quick application with your details and loan preferences — it only takes a few minutes.
Step 2
Get Approved
Our team reviews your application promptly and provides clear options tailored to your needs.
Step 3
Receive Your Funds
Once approved, your funds are released quickly so you can move forward with confidence.
Looking for financing?
Your Future Starts Here
Applying with The Right Lending is simple, secure, and designed for your needs.
The Right Lending
6635 W Commercial Blvd
Suite 115
Hollywood, FL 33024
305-896-4326
NMLS 2685197
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